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Terms of use

These terms apply when you use Finvayo. By creating an account or using the service, you agree to them. If you do not agree, please do not use Finvayo.

What Finvayo is

Finvayo is a set of finance tools behind one account. Finvayo tracks and calculates money. It does not hold, receive or send funds, and it is not a bank, a payment institution or a financial, tax or legal adviser. Any settlement between people happens outside Finvayo, through a payment provider you choose.

Your account

Using Finvayo

You agree not to:

We may suspend accounts that break these rules.

Your data

You own what you put into Finvayo. You give us permission to store and process it to run the service for you. How we handle personal data is described in the privacy policy.

Availability and accuracy

Finvayo is provided as it is. Features may change, be unavailable at times, or be added and removed. You should check any figures that matter before relying on them. To the extent the law allows, Finvayo is not liable for indirect or consequential loss, or for losses that come from relying on calculations without checking them.

Paid features

Some features may be paid. We will show the price and get your agreement before you are charged anything.

Ending your account

You can stop using Finvayo at any time. We can end access for serious or repeated breaches of these terms.

Changes and contact

If we change these terms in a way that matters, we will update the date above and tell account holders by email. Questions: support@finvayo.com.